Crisis-Planning is the term used when a client is already in a skilled nursing facility or receiving long term in-home care. If your loved one has had a few trips to the Emergency Room, or spent their Medicare covered 20 days or more in a rehab then time is of the essence in getting a plan in place.

With Philadelphia area nursing homes charging over $15,000 a month for a private room, it does not take long for a lifetime of savings to be spent.

Our Crisis-Planning will help you make full use of Medicaid asset Protection and Spenddown rules for the benefit of your loved one and family.

Whether our client is looking for a simple Will, or Powers of Attorney and Trusts we can help.

For simple situations we’ve partnered with Legal Document Service to create State specific, and affordable Estate Plan Legal Documents. The plan atttorney will also answer all common asked questions during the creation process.

For more involved situations we can refer you to a qualified attorney.

When a loved one has experienced a medical emergency requiring Long Term health care in a facility or At-Home we can help.

Teamed with the Medicaid Planning Experts at Krause Financial, our in-house team working with other outside Professionals will assist in quickly creating and implementing a plan to minimize your Medicaid “Spend Down” period, ensuring your loved one can qualify for Medicaid quickly.

Medicaid has specific guidelines which provide a lot of help for those needing medical Care, and preventing impoverishment of the Community Spouse.

Just as a Tax-preparer helps you make best use of IRS rules, we will help families make full use of Medicaid Rules for their benefit to obtain nursing home or in-home care.

The average cost of a Semi-Private Nursing Home Room in the Philadelphia area is more than $400 PER DAY which must be paid BY THE RESIDENT until they have $2000 in assets left, then Medicaid will take over.

Most nursing homes don’t allow their employees to educate the families on how to make full use of the Medicaid Guidelines which allows the cost to be paid by Medicaid.

We discuss the rules fully in our Education session with clients and their families.